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Term Life Insurance

This can be an affordable option, particularly for younger families. Term insurance is a pay-as-you-go life insurance option that covers a specific amount of time, typically 20 years or less. It can be an important financial tool in your younger years when you have kids and are balancing saving for retirement or paying off debt. In the event of your unexpected death, term life could pay off your mortgage, student loans, or other debt as well as cover ongoing and future needs for your family, like education costs.

Fixed Term

Fixed term is the most popular life insurance choice. It's the most basic version and lasts 10, 20, or 30 years long. The premiums remain static in this plan. Increasing Term: An increasing term life insurance policy allows you to scale up the value of your death benefit throughout the term.

Term lengths

Common term lengths include 10, 15, 20, 30, 35, and 40 years. Consider the length of time your family may benefit from having life insurance when choosing a term life policy.

Face Value

The face value of life insurance is the dollar amount equated to the worth of your policy. It can also be referred to as the death benefit or the face amount of life insurance. In all cases, life insurance face value is the amount of money given to the beneficiary when the policy expires.

Key man

Key man life insurance is a business life insurance policy taken out by a company to help protect against financial loss if an owner, partner, top executive, or essential employee passes away.

What Our Clients Say


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