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Home Warranty Plan
A home warranty plan refers specifically to your individual contract. For many standard home warranty plans, this may include coverage of all the parts and components of your home's electrical, plumbing, heating and air conditioning systems as well as many other home appliances.
Home Insurance Policy
Home warranties are designed to protect your home's appliances and systems from breakdowns caused by normal wear and tear. Homeowners insurance pays for damages and loss caused by unexpected events such as fire and weather damage, but it won't help if your washing machine breaks down.
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